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About Us |
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Sun & Co. is a Direct Sales Associate of Centurion Bank Of Punjab Ltd. For Home & Mortgage Loan With your interests as our top priority, we at Centurion Bank Of Punjab have designed customized products to suit your needs. Each of these products revolves around three key benefits – Fast, Easy and Transparent . What's more, our product offers immense flexibility.
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Home Loans |
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Loans upto Rs. 50 Lakhs Maximum tenure: 25 years Special pre-approved loans for existing customers Loans available to Individuals, Firms, Private Limited Companies Also available for NRIs and Merchant Navy personnel No-income proof scheme available Loan available for new as well as resale properties Pre-payment Charges |
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No fees on part pre-payment |
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No pre-payment allowed in first 6 months |
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On closure before 5 years, 1.5% of original Loan amount |
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On closure between 5-10 years, 0.75% of original Loan amount |
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Loans for purchase of Commercial Property |
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Loans upto Rs. 50 Lakhs Maximum Tenure : 15 years Available for purchase of shops, offices and showrooms Loans available to Individuals, Firms and Private Limited Companies Not available to NRIs Funding |
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100% of Agreement value plus stamp duty plus registration, or |
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50% of Market value
(whichever is lower)
Pre-payment Charges |
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No fees on part pre-payment |
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No pre-payment allowed in first 6 months |
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On closure before 3 years, 2.5% of original Loan amount |
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On closure between 3-10 years, 1.5% of original Loan amount |
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On pre-closure after 10 years, 1% of original Loan amount |
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Loan Against Porperty |
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Overdraft against property |
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Limits available up to Rs. 40 Lakhs Facility secured by self occupied residential/commercial property Limit set for a period of 12 months, renewed annually Limit upto 50% of market value of property Fees of 1.0% Eligibility based on business turnover Available for Individuals, Partnership Firms & Private Limited Companies Also available for Self employed professionals
(Doctors, Engineers, Architects, Chartered Accountants & MBAs) Not available to NRIs Attractive Interest rates for existing customers of Centurion Bank of Punjab. |
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Booking Loans |
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Pre-approved loans for the purpose of booking of plots / offices / flats / shops in schemes promoted by Government owned development authorities such as DDA / HUDA / CIDCO / MHADA etc. Loan up to Rs. 5 lakhs Maximum Tenure: 12 months Available to Individuals, Firms and Private Limited Companies |
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Balance Transfer + Top Up |
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Balance Transfer facility available for existing Home Loans and Loans against Property Transfer your existing loan for a maximum tenure of 25 years Avail Top Up facility over and above existing loan up to Rs. 1 Crore for 15 years at attractive interest rates Loan sanction based on track record....no need for financial documents!! No guarantor required Faster Loan sanction |
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Gold Home Loans |
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Home Loans for Salaried Individuals Loan up to Rs. 2 Crores Maximum Tenure: 25 years Rate of Interest
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Document for Availing Property Loan is simple & Lucid |
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Income Proof |
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Income Base (Salaried) |
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Latest 3 months Salary Slip. |
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Latest 2 years Form 16. |
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Latest 6 months Bank Statement |
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Confirmation & Appointment Letter. |
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Income Base ( Self employed)
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Latest 3 years Income Tax Returns with C.A. Attestation. |
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Updated Shop Act License / Memorandum of Association / Articles |
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Latest 1 year Bank Statement (Current / saving) |
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Company Profile |
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Non Income Base
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Latest 1 year Bank Statement (Current / saving) |
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Updated Shop Act License / Memorandum of Association / Articles |
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Company Profile |
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Investment Detail (if any) |
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Residence Proof (Any One) |
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- Telephone Bill |
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- Electricity Bill |
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- Passport Copy |
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- Ration Card |
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- Rent / Leave-license agreement copy |
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Identity Proof (Any One) |
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- Passport |
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- PAN card |
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- Voters ID card |
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- Bankers verification |
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- Utility Bill |
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Besides the above documents, signature proof is mandatory. The above-mentioned documents are required for sanction of loan. The customer would further be required to submit legal documents for the purpose of disbursement of the loan. |
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CONTACT ADDRESS |
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SUN & CO. (Direct Sales Associates) |
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Director : Mr Nitin Patil
Office No.225, 4th floor,
"Narayan Chambers",
Above Sony Show Room ,
Narayan Peth, Pune-30. |
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Phone : 244 53984 / 244 82847 |
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Mobile : 93729 77062 , 99606 64046 |
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Email - sun_company2006@yahoo.co.in |
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