Home Loan
Loans for purchase of Commercial Property
Loans Against Property

Overdraft against property

Booking Loan
Balance Transfer + Top Up
Gold Home Loans
Documentation for availing Property Loan is simple and lucid
    This scheme for Self Employed professional & non-professional. Under this scheme we don't required your income documents
(Income Tax Returns).
       
   About Us  
 
 

Sun & Co. is a Direct Sales Associate of Centurion Bank Of Punjab Ltd. For Home & Mortgage Loan With your interests as our top priority, we at Centurion Bank Of Punjab have designed customized products to suit your needs. Each of these products revolves around three key benefits – Fast, Easy and Transparent . What's more, our product offers immense flexibility.

 
     
   Home Loans  
 
  Loans upto Rs. 50 Lakhs Maximum tenure: 25 years Special pre-approved loans for existing customers Loans available to Individuals, Firms, Private Limited Companies Also available for NRIs and Merchant Navy personnel No-income proof scheme available Loan available for new as well as resale properties Pre-payment Charges
 
 
No fees on part pre-payment
No pre-payment allowed in first 6 months
On closure before 5 years, 1.5% of original Loan amount
On closure between 5-10 years, 0.75% of original Loan amount
   
   
 
 
   Loans for purchase of Commercial Property  
 
  Loans upto Rs. 50 Lakhs Maximum Tenure : 15 years Available for purchase of shops, offices and showrooms Loans available to Individuals, Firms and Private Limited Companies Not available to NRIs Funding
 
 
100% of Agreement value plus stamp duty plus registration, or
50% of Market value (whichever is lower) Pre-payment Charges
No fees on part pre-payment
No pre-payment allowed in first 6 months
On closure before 3 years, 2.5% of original Loan amount
On closure between 3-10 years, 1.5% of original Loan amount
On pre-closure after 10 years, 1% of original Loan amount
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   Loan Against Porperty  
 

Available up to Rs. 50 Lakhs

Against residential as well as commercial property

Maximum tenure: 15 years

Loans available to Individuals, Firms, Private Limited Companies

Not available to NRIs

No-income proof scheme available
Funding
  :: up to 60% of market value in case of residential property and
  :: up to 50% of market value in case of commercial property
Pre-payment Charges
  :: No fees on part pre-payment
  :: pre-payment allowed in first 6 months
  :: On closure before 3 years, 2.5% of original Loan amount
  :: On closure between 3-10 years, 1.5% of original Loan amount
  :: On pre-closure after 10 years, 1% of original Loan amount
 
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   Overdraft against property  
 
 

Limits available up to Rs. 40 Lakhs Facility secured by self occupied residential/commercial property Limit set for a period of 12 months, renewed annually Limit upto 50% of market value of property Fees of 1.0% Eligibility based on business turnover Available for Individuals, Partnership Firms & Private Limited Companies Also available for Self employed professionals
(Doctors, Engineers, Architects, Chartered Accountants & MBAs) Not available to NRIs Attractive Interest rates for existing customers of Centurion Bank of Punjab.

 
     
   Booking Loans  
 
 

Pre-approved loans for the purpose of booking of plots / offices / flats / shops in schemes promoted by Government owned development authorities such as DDA / HUDA / CIDCO / MHADA etc. Loan up to Rs. 5 lakhs Maximum Tenure: 12 months Available to Individuals, Firms and Private Limited Companies

 
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   Balance Transfer + Top Up  
 
 

Balance Transfer facility available for existing Home Loans and Loans against Property Transfer your existing loan for a maximum tenure of 25 years Avail Top Up facility over and above existing loan up to Rs. 1 Crore for 15 years at attractive interest rates Loan sanction based on track record....no need for financial documents!! No guarantor required Faster Loan sanction

   
   Gold Home Loans  
 
 

Home Loans for Salaried Individuals Loan up to Rs. 2 Crores Maximum Tenure: 25 years Rate of Interest

 
 
9.25% Floating rate of interest
10.5% Fixed rate of interest, fixed for the entire tenure of theloan
  Faster sanction of Loan Easy repayment- SI / ECS Hassle free documentation
3 months Salary slip
6 months Bank statement
Appointment Letter / Latest Increment Letter
 

Minimum Work Experience: 3 years No pre-payment charges after 5 years

 
   
   
 

 

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   Document for Availing Property Loan is simple & Lucid  
 
Income Proof
 

  Income Base (Salaried)

1. Latest 3 months Salary Slip.
2. Latest 2 years Form 16.
3. Latest 6 months Bank Statement
4. Confirmation & Appointment Letter.
   
 

  Income Base ( Self employed)

1. Latest 3 years Income Tax Returns with C.A. Attestation.
2. Updated Shop Act License / Memorandum of Association / Articles
3. Latest 1 year Bank Statement (Current / saving)
4. Company Profile
   
 

  Non Income Base

1. Latest 1 year Bank Statement (Current / saving)
2.

Updated Shop Act License / Memorandum of Association / Articles

3.

Company Profile

4.

Investment Detail (if any)

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Residence Proof (Any One)
  - Telephone Bill
  - Electricity Bill
  - Passport Copy
  - Ration Card
  - Rent / Leave-license agreement copy
     
Identity Proof (Any One)
  - Passport
  - PAN card
  - Voters ID card
  - Bankers verification
  - Utility Bill
   
  Besides the above documents, signature proof is mandatory. The above-mentioned documents are required for sanction of loan. The customer would further be required to submit legal documents for the purpose of disbursement of the loan.
 
   CONTACT ADDRESS  
 
 

SUN & CO. (Direct Sales Associates)

  Director : Mr Nitin Patil
Office No.225, 4th floor,
"Narayan Chambers",
Above Sony Show Room ,
Narayan Peth, Pune-30.
  Phone : 244 53984 / 244 82847
  Mobile : 93729 77062 , 99606 64046
  Email - sun_company2006@yahoo.co.in